Maitreyi Mullick

• Work closely with the CFO and CEO in day-to-day activities related to annual budgeting, financial modeling, multi-year forecasts, rolling forecasts, performance reporting, and financial analysis • Analyze and evaluate credit applications for corporate and retail customers, ensuring compliance with the company's credit policies and risk appetite. • Develop strategies for mitigating potential credit risks and improving the quality of the portfolio, while aligning with the company’s financial goals. • Monitor the existing credit portfolio, identify potential risks, and recommend actions for managing problem accounts. • Prepare regular credit risk reports for senior management, highlighting key risk indicators, trends, and areas for improvement. • Support the identification, categorization, assessment, tracking, and monitoring of enterprise risks • Financial Credit Control and adherence to credit policy of the company • Implementing Credit Insurance Controlling and reducing Day Sales Outstanding or DSO • Calculating the cost of material, monitoring freight and other landing costs • Preparing major Anti-Dumping Reports (US sales) • Managing Intercompany transactions and accounts receivable files and records • Oversee payments through Cheque, ACH, and priority transfers, both locally and internationally. • Leading a team of four executives.

• Analyze the teams’ operations, identify all business issues and devices / propose strategies and plans for improving business. • Oversee all Financial and Accounting Reports • Work on bank reconciliation, Petty Cash, Receivables, Payables and Journal entries • Work on Cash Flow, Budgeting, Forecasting, cost reduction, cost management and Inventory / Debtors management based on their annual budgets • Responsible for the payroll function (WPS) for divisions and preparation of salary information file (SIF) • Preparation of banking documents for various facilities, cheques and Transfer Letters • VAT computation and filling • MIS preparation for records and report

• Investigation/research on the large corporates and small & medium scale companies • Taking all operation and financial information with valid documents from the suppliers or customers • Analysis of financial and non-financial documents of companies • Preparing comprehensive Business Information Report on large corporates and small & medium scale companies which are used by financial and other relevant institutions to make lending and credit related decisions • Analysis on trade finance details on customer’s request • Ensure quality and valid details before delivering to the ultimate customers • Resolve any escalations and issues that may arise with the client • Quality check on reports prepared by the trainee • Maintaining MIS for reporting purpose to the management on daily basis • Conducting refresher training on financial analysis

• Dealt with products like ICDs, Banking Syndication, Private Equity, and Traditional Products like Working capital and Term loan • Assess all financial reports of the client and present the proposal to the lender on their behalf

• Managing the Portfolio of the HNW clients and building long term Relation with them. • Updating the clients about various Financial Instruments launched into the Market. • Tax Planning for Clients on a regular basis. • Acquiring and Advising clients for the various Investments, based on their requirements • Loan counseling to clients.