US Mortgage Underwriting Analyst

Job Description

Conduent India is looking for a US Mortgage Underwriting Analyst to evaluate mortgage applications for compliance with lending policies and regulatory guidelines. The role involves reviewing borrower financial information, assessing creditworthiness, and supporting accurate underwriting decisions. Candidates should have knowledge of US mortgage processes, underwriting principles, and financial documentation. This position requires analytical thinking, attention to detail, and strong decision-making abilities.

Key Responsibilities:

Review mortgage applications and supporting financial documents.
Assess borrower income, assets, liabilities, and credit history.
Verify compliance with US mortgage underwriting guidelines.
Analyze risk factors and recommend approval or rejection decisions.
Maintain accurate underwriting documentation and audit trails.
Communicate with processing teams to resolve missing documentation.
Ensure timely completion of mortgage underwriting activities.
Stay updated with regulatory and lending policy changes.
Assist in quality reviews and internal compliance audits.
Support continuous improvement in underwriting processes.