INVESTMENT & BANKING AND ACCOUNTING & AUDITING

SHONE MANJOORAN

Dubai, UAE
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About Candidate

Expertise in executing profitable trades, managing loan portfolios, and leading bank operations with a strong focus on compliance, risk management, and customer satisfaction. Proven ability to drive financial performance, streamline operations, and ensure regulatory adherence through meticulous auditing and strategic decision-making. Adept at analyzing market trends, optimizing portfolios, and enhancing organizational efficiency, with a track record of delivering consistent results and fostering growth across multiple financial disciplines.

Education

B
B.Com with Computer Application’s -
Mahatma Gandhi University

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Experiences

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- 2020-02-01
INVESTMENT MANAGEMENT & TRADER IN INTERNATIONAL & DOMESTIC MARKET in STOCK, FOREX & CRYPTOCURRENCY

Duties and Responsibilities:. ➢ Analyzed financial data and market trends to identify trading opportunities. ➢ Conducted technical and fundamental analysis for informed decision- making. ➢ Executed and managed buy/sell orders across stock exchanges. ➢ Monitored and adjusted positions to manage risk and optimize returns. ➢ Applied hedging strategies using derivatives. ➢ Built and maintained diversified portfolios. ➢ Determined asset allocation across sectors and stocks. ➢ Reviewed portfolio performance and adapted strategies. ➢ Tracked real-time market movements and news. ➢ Used trading platforms for execution and analysis. ➢ Stayed updated on market trends, trading strategies, and regulatory changes. ➢ Continuously enhanced trading skillsthrough ongoing learning and experience. ➢ Analyzed profit and loss (P&L) to assess trading performance. ➢ Refined strategies based on performance insights and market conditions.

A
ASSET DESK MANAGER (LOAN’s MANAGER) 2014-06-01 - 2020-02-01
AXIS BANK LTD |Kerala, India

Duties and Responsibilities: ➢ Managed end-to-end loan processing and team task allocation. ➢ Assessed credit risk and analyzed financial statements to evaluate loan applications. ➢ Designed flexible loan packages based on local customer needs. ➢ Coordinated with Underwriting, Credit, Legal, and Technical teams for smooth loan approvals. ➢ Maintained client communication and resolved loan-related issues. ➢ Ensured compliance with banking regulations and internal risk policies. ➢ Implemented risk controls to safeguard loan portfolio integrity. ➢ Manage business relations with existing customers and branch resources to generate retail asset leads. ➢ Achieve sales targets as assigned by the organization on a monthly basis

P
PERSONAL BANKER 2013-05-01 - 2014-06-01
HDFC BANK LTD |Kerala, India

Duties and Responsibilities: ➢ Provided personalized financial advice and promoted bank products based on client needs. ➢ Opened/closed accounts and supported clients with daily banking operations. ➢ Cross-sold loans, credit cards, insurance, and investment products. ➢ Ensured regulatory compliance and performed risk checks on transactions. ➢ Analyzed client finances to recommend suitable banking solutions. ➢ Manage customer bank accounts; open, close and oversee transactions. ➢ Resolve issues with banking services and accounts. ➢ Help customers with tasks such as resolving account issues, putting in special account instructions, making wire and telephone transfers, and handling stop payments ➢ Conducted financial literacy sessions and stayed updated on market trends.

A
ASSET DESK OFFICER (LOAN’s OFFICER) 2010-08-01 - 2012-11-01
ICICI BANK LTD |Kerala, India

Duties and Responsibilities: ➢ Managed loan requests (refinancing, term changes, payments, foreclosures). ➢ Addressed borrower inquiries and resolved escalated issues. ➢ Processed and verified loan applications, ensuring accurate documentation. ➢ Handled loan payments, tracked delinquencies, and maintained records. ➢ Generated performance reports and ensured regulatory compliance. ➢ Coordinated with external parties for legal document handling and timely delivery.

S
SENIOR AUDIT ASSISTANT 2008-04-01 - 2010-07-01
GEORGE & JOSEPH ASSOCIATE’s, CHARTERED ACCOUNTANT’s

Duties and Responsibilities: ➢ Assisted in audit planning, risk assessment, and procedure execution. ➢ Verified financial transactions, tested internal controls, and identified discrepancies. ➢ Documented audit findings and prepared concise audit reports. ➢ Interacted with clients to clarify queries and present findings. ➢ Collaborated with senior auditors to achieve audit objectives. ➢ Stayed updated on accounting standards and mentored junior auditors. ➢ Assisted in finalizing audit reports and preparing management presentations. ➢ Plan and oversee the auditing process.

Skills

Excellent communication and teamwork
90%
Proficient in audit documentation and reporting
92%
Strong analytical and problem- solving skills
94%
Detail-oriented with accurate financial review
96%

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