Bahaa Eldin Gamal Mohamed IBRAHIM

Driving Digital Banking Adoption: • Achieved 150% growth in online banking subscribers and 135% increase in active users, enhancing customer engagement and omnichannel experiences. Revolutionizing the Digital Payment Ecosystem: • Spearheaded Internet & Mobile Banking (50+ financial services), InstaPay, Mobile Wallet, and Cash In/Out via POS, ensuring a secure, accessible, and scalable digital finance infrastructure. Operational Efficiency & Cost Optimization: • Reduced branch overcrowding by 90% by transitioning Mass and Iskan customers to digital banking platforms, optimizing operations and cutting costs. Accelerating Online Transaction Growth: • Drove a 300% increase in digital transaction volumes, fueling revenue growth and improving overall customer satisfaction. Strategic Roadmap & Digital Transformation (2025-2030): • Leading the formulation of HDBank’s long-term strategy (2025-2030), ensuring the evolution of digital transformation, AI-driven banking, and fintech collaborations. • Advising the Chairman & Managing Director on digital transformation initiatives, aligning technology advancements with business goals. Passionate about driving AI-powered digital banking, accelerating financial inclusion, and shaping Egypt’s cashless economy through innovative fintech solutions and strategic digital transformation at HDB.

Portfolio & Client Management: Led digital transformation for Banking, Manufacturing, Retail, Real Estate, Healthcare, and other industries. • Enterprise Solutions: Delivered SAP ERP, Business Analytics, and CRM solutions, driving efficiency and digital adoption. • Consultative Sales & Advisory: Developed executive proposals and digital roadmaps. Accelerated enterprise digital transformation through SAP-driven innovation.

• Omni-Channel Sales & Market Expansion: Led sales strategy for Omni-Channel Solutions, exceeding revenue targets and securing key enterprise accounts. • Strategic Digital Advisory: Delivered tailored transformation solutions, enhancing client engagement and operational efficiency. • Cross-Functional Collaboration: Partnered with pre-sales, technical, and marketing teams to craft impactful proposals and presentations. Drove enterprise digital transformation through innovative sales and advisory strategies